100 Creekside Dr, Morganton, NC 28655 Property Records

Burke County property record for 100 Creekside Dr, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,910 sqft · built 2023
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2024)
Tax Bill	$1,082 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1793522845`

Property Details

APN / Parcel Number

Primary APN	`1793522845`
Alternative APN	`31799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,910 sqft Living Area
Flooring	Ceramic Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	100 CREEKSIDE DR
City	MORGANTON
State	NC
Zip	28655-5202
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	LOW INTENS
Legal Description	100 CREEKSIDE DR MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3019
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jan 26, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 22, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	2024646
Deed Book / Page	2726 / 793
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 17, 2026
Property Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0026003381
Book / Page	2866 / 816
Instrument Date	Apr 13, 2026
Instrument	202626003381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202

Mortgage

Document Number	0026003381,
Date	Apr 17, 2026
Book Page	2866/816
Instrument	202626003381

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 26, 2024
Property Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0027260793
Book / Page	2726 / 793
Map Reference	MB 41 PG 62
Instrument Date	Jan 26, 2024
Instrument	2024000646
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4910 ASHTON CT, MORGANTON, NC 28655-7851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202

Mortgage

Document Number	2024000647
Date	Jan 26, 2024
Instrument	2024000647

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 22, 2024
Property Address	100 CREEKSIDE DR, MORGANTON, NC 28655-5202
Document Number	0027250936
Book / Page	2725 / 936
Map Reference	MB 41 PG 62
Instrument Date	Jan 22, 2024
Instrument	2024000458
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 ASHTON CT, MORGANTON, NC 28655-7851

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,082.00 (+68.01%)	$176,616 (-) Land $3,350 Building $173,266	$176,616 (-) Land $3,350 Building $173,266
2025	$644.00 (+3,477.78%)	$176,616 (+5,172.12%) Land $3,350 Building $173,266	$176,616 (+5,172.12%) Land $3,350 Building $173,266
2023	$18.00	$3,350 Land $3,350	$3,350 Land $3,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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