105 Creekside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 105 Creekside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3,564 sqft · built 1983
Lot Size	1.17 acres (51,302 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2019)
Tax Bill	$4,710 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-042.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-042.000`

Interior

Stories	1 Story
Building Area	3,564 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Lot Area	51,302 sqft (1.17 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 CREEKSIDE DR
City	GEORGETOWN
State	KY
Zip	40324-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	21
Legal Unit	A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

105 Creekside Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Nov 26, 2019	Deed, Transfer · VA Mortgage WESBANCO BANK INC
Mar 5, 2018	Special Warranty Deed, Transfer
Oct 5, 2017	Condominium Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2019408849
Deed Book / Page	410 / 545
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1567/155
Date	Dec 22, 2020
Book Page	M1567/155
Instrument	425780

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 26, 2019
Property Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181
Document Number	D410/545
Book / Page	D410 / 545
Map Reference	PL 104
Instrument Date	Nov 21, 2019
Instrument	408849
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 FAIRWAY DR, 239, FRANKFORT, KY 40601-3815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181

Mortgage

Document Number	408850
Date	Nov 26, 2019
Instrument	408850

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Mar 5, 2018
Property Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181
Document Number	D395/391
Book / Page	D395 / 391
Map Reference	SL104
Instrument Date	Feb 6, 2018
Instrument	383200
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Tax	$131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD130A, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 ANDERSON RD, GEORGETOWN, KY 40324-9034

October 2017: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 5, 2017
Property Address	105 CREEKSIDE DR, GEORGETOWN, KY 40324-9181
Document Number	D391/285
Book / Page	D391 / 285
Map Reference	PL104
Instrument Date	Sep 21, 2017
Instrument	375610
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 105 Creekside Dr was $4,710.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,800 (-)	$528,800 (-)
2025	$4,710.00	$528,800	$528,800
2023	$4,080.00	$450,000 Land $70,000 Building $380,000	$450,000 Land $70,000 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Creekside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Creekside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Creekside Dr

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