104 Creekside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 104 Creekside Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,152 sqft · built 1983
Lot Size	1.57 acres (68,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2021)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-00-041.000`

Property Details

APN / Parcel Number

Primary APN	`063-00-041.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,152 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	3,152 sqft
Unfinished Basement	3,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Lot Area	68,465 sqft (1.57 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 CREEKSIDE DR
City	GEORGETOWN
State	KY
Zip	40324-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWORKS ESTATES
Legal Subdivision	IRONWORKS ESTATES
Legal Lot Number	5
Legal Unit	A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1014
Census Tract	40601

Owner

Source: Scott County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Apr 27, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 25, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Jul 12, 2021	Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jan 13, 2006 · Amount on Record
Deed Document Number	2021438836
Deed Book / Page	425 / 467
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	00D371/325
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Oct 2, 2026
Property Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Document Number	0000605208
Book / Page	1921 / 370
Instrument Date	Sep 24, 2026
Instrument	2026605208
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422

Mortgage

Document Number	0000605208,
Date	Oct 2, 2026
Book Page	1921/370
Instrument	2026605208

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M1737/1
Date	Apr 27, 2023
Book Page	M1737/1
Instrument	471741

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	NOT AVAILABLE, FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422

Mortgage

Document Number	0M1690/791
Date	May 25, 2022
Book Page	M1690/791
Instrument	454803

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 12, 2021
Property Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422
Document Number	00D425/467
Book / Page	D425 / 467
Map Reference	CAB 1 SL 104
Instrument Date	Jul 9, 2021
Instrument	438836
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CREEKSIDE DR, GEORGETOWN, KY 40324-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	617 WASHINGTON BLVD, ABILENE, TX 79601-5439

Mortgage

Document Number	0000438837
Date	Jul 12, 2021
Instrument	438837

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,700 (-)	$573,700 (-)
2025	$4,672.00 (+27.51%) Homeowner's exemption	$573,700 (+27.35%)	$573,700 (+27.35%)
2023	$3,664.00 Homeowner's exemption	$450,500 Land $70,000 Building $380,500	$450,500 Land $70,000 Building $380,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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