105 Cooper Ln, Philomath, OR 97370 Property Records

Benton County property record for 105 Cooper Ln, Philomath, OR 97370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,193 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2025)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`12612CD01100`

Property Details

APN / Parcel Number

Primary APN	`12612CD01100`
Alternative APN	`172191`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Type	Bowstring Truss
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	172191
Street Address	105 COOPER LN
City	PHILOMATH
State	OR
Zip	97370-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-5/DA
Legal Description	FARMING LOTS - PHILOMATH
Legal Range	6W
Legal Township	12S
Legal Section	12
Legal Subdivision	FARMING LOTS - PHILOMATH
Jurisdiction	BENTON OR
Township / Civil Division	CORVALLIS
Census Block Group	1
Census Block	1017
Census Tract	10800

Owner

105 Cooper Ln is owned and occupied by an individual who bought it in March 2025.

Source: Benton County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	105 COOPER LN, PHILOMATH, OR 97370-9533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on File
Deed Sale	Mar 26, 2025 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	2025651361
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	105 COOPER LN, PHILOMATH, OR 97370-9533
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622625
Date	Dec 20, 2021
Instrument	2021-622625

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	105 COOPER LN, PHILOMATH, OR 97370-9533
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612556
Date	May 11, 2021
Instrument	2021-612556

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Mar 26, 2025
Property Address	105 COOPER LN, PHILOMATH, OR 97370-9533
Document Number	0000651361
Instrument Date	Mar 26, 2025
Instrument	2025-651361
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COOPER LN, PHILOMATH, OR 97370-9533

Mortgage

Document Number	0000651362
Date	Mar 26, 2025
Instrument	2025-651362

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Jun 24, 2020
Property Address	105 COOPER LN, PHILOMATH, OR 97370-9533
Document Number	0000596717
Instrument Date	Jun 23, 2020
Instrument	2020-596717
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 COOPER LANE, PHILOMATH, OR 97370

Mortgage

Document Number	0000596718
Date	Jun 24, 2020
Instrument	2020-596718

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cooper Ln was $3,108, up 2.1% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Philomath City
Unified School District	Philomath School District 17J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (+2.07%)	$150,621 (+3%)	$351,043 (+16.86%) Land $182,000 Building $169,043
2024	$3,045.00 (+2.35%)	$146,234 (+3%)	$300,399 (+22.58%) Land $180,000 Building $120,399
2023	$2,975.00 (+3.01%)	$141,975 (+3%)	$245,060 Land $180,000 Building $65,060
2022	$2,888.00	$137,840
2002			$225,850 Land $157,000 Building $68,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Cooper Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (1996–2012)
Most Recent Claim	Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cooper Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILOMATH PUBLIC WORKS serves 4,670 people · EPA ID OR4100624
Water Source	Surface water
Last State Inspection	Aug 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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