105 Comer Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 105 Comer Cir, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,719 sqft · built 1990
Lot Size	0.295 acres (12,880 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (May 2010)
Tax Bill	$960 (2026)
Deeds & Mortgages	Sep 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-09-32-0-002-058`

Property Details

APN / Parcel Number

Primary APN	`32-09-32-0-002-058`
Alternative APNs	`278002` `34638`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,719 sqft Heated Area
1st Floor Area	1,247 sqft
Upper Floors Area	472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,880 sqft (0.295 acres)
Lot Dimensions	161 ft deep x 80 ft wide
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	278002
Street Address	105 COMER CIR
City	DAPHNE
State	AL
Zip	36526-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 161' IRR LOT 110 UNIT 21 LAKE FOREST SUB PB8 PG29 IN THE CITY OF DAPHNE SEC 32-T4S-R2E (SPECIAL WD)
Legal Subdivision	LAKE FOREST
Legal Block	U-21
Legal Lot Number	110
Legal Unit	21
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1008
Census Tract	10704

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COMER CIR, DAPHNE, AL 36526-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2010 · Amount on Record
Deed Sale	May 6, 2010 · Amount on Record
Prior Sale	Feb 25, 2009 · Amount on Record
Deed Document Number	20101232218
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0001164353
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	105 COMER CIR, DAPHNE, AL 36526-7640
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COMER CIR, DAPHNE, AL 36526-7640
Investor	Possibly a Property Investor

Mortgage

Document Number	0002024107
Date	Sep 19, 2022
Instrument	2024107

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	949 Months
Due	Oct 23, 2101

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$960.00 (-0.72%) Homeowner's exemption Senior Citizen's exemption
2025	$967.00 (+21.03%)	$24,980 (+20.56%) Land $1,620 Building $23,360	$249,600 (+20.52%) Land $16,100 Building $233,500
2023	$799.00 (+18.72%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,720 (+9.28%)	$207,100 (+9.29%) Land $16,800 Building $190,300
2022	$673.00 (-10.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,960	$189,500 Land $16,500 Building $173,000
2021	$748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	65 (1981–2025)
Claims Outside the SFHA	27 of 65
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 11 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50