104 Comer Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 104 Comer Cir, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,067 sqft · built 1996
Lot Size0.35 acres (15,288 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Aug 2016)
Tax Bill$1,541 (2026)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN32-09-32-0-002-054

Property Details

APN / Parcel Number

Primary APN32-09-32-0-002-054
Alternative APNs
  • 332859
  • 9505

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,067 sqft Heated Area
1st Floor Area1,308 sqft
Upper Floors Area759 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,288 sqft (0.35 acres)
Lot Dimensions196 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number332859
Street Address104 COMER CIR
CityDAPHNE
StateAL
Zip36526-7640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78' X 196' IRR LOT 106 LAKE FOREST SUB UNIT 21 MB8 PG29 CITY OF DAPHNE SEC 32-T4S-R2E (WD - SURVIVORSHIP)
Legal SubdivisionLAKE FOREST
Legal BlockU-21
Legal Lot Number106
Legal Unit21
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group1
Census Block1008
Census Tract10704

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 SANDLEWOOD CT, DAPHNE, AL 36526-7562
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 12, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2016 · Amount on Record
Deed SaleAug 3, 2016 · Amount on Record
Deed Document Number20161585358
Prior Transfer DateSep 28, 2011
Prior Transfer Doc0001351441
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address104 COMER CIR, DAPHNE, AL 36526-7640
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001934383
DateAug 6, 2021
Instrument1934383
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address104 COMER CIR, DAPHNE, AL 36526-7640
Document Number0001797136
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address104 COMER CIR DAPHNE AL 365267640, DAPHNE, AL 36526-7640

Mortgage

Document Number0001797136
DateNov 25, 2019
Instrument1797136
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueNov 24, 2039

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityDaphne City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,541.00 (-0.71%)
2025$1,552.00 (-40.24%)$33,760 (-40.21%) Land $1,620 Building $32,140$337,500 (+19.55%) Land $16,100 Building $321,400
2023$2,597.00 (+144.08%) Homeowner's exemption$56,460 (+118.84%)$282,300 (+9.5%) Land $16,800 Building $265,500
2022$1,064.00 (+10.6%) Homeowner's exemption$25,800$257,800 Land $16,500 Building $241,300
2021$962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Nearby Flood Policies48 in force
Nearby Flood Claims65 (1981–2025)
Claims Outside the SFHA27 of 65
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims
  • Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 11 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 65% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAPHNE, UTILITIES BOARD OF THE
serves 33,372 people · EPA ID AL0000029
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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