105 Co Rte 312, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 105 Co Rte 312, Westerlo, NY 12193

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,468 sqft · built 1850
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 2022)
Tax Bill	$5,664 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`013800 140.-1-21.20`

Property Details

APN / Parcel Number

Primary APN	`013800 140.-1-21.20`
Alternative APNs	`380014000000010210200000` `14000000010210200000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	1,004 sqft
2nd Floor Area	352 sqft
Upper Floors Area	112 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	102,802 sqft (2.36 acres)
Porch	Porch
Porch Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14000000010210200000
Street Address	105 COUNTY ROUTE 312
City	WESTERLO
State	NY
Zip	12193-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDA
Legal Block	1
Legal Lot Number	21.020
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1033
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 COUNTY ROUTE 312, WESTERLO, NY 12193-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUNMARK FCU
Jun 2, 2022	Referee's Deed, Foreclosure A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Jan 14, 2010 · Amount on Record
Deed Document Number	202213920
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000003920
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	105 COUNTY ROUTE 312, WESTERLO, NY 12193-2503
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	ALBERTELLI TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 COUNTY ROUTE 312, WESTERLO, NY 12193-2503

Mortgage

Document Number	0000003377
Date	Jul 31, 2023
Instrument	R2023-13377

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate

June 2022: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 2, 2022
Property Address	105 COUNTY ROUTE 312, WESTERLO, NY 12193-2503
Document Number	0000003920
Instrument Date	May 17, 2022
Instrument	R2022-13920
Transaction Type	Foreclosure
Record Updated	Jul 18, 2022
Title Company	A AND G TITLE AND SETTLEMENT SERVICES, A AND G TITLE AND STLMT SVCS

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 GREAT OAKS BLVD # 300036, 300, ALBANY, NY 12203-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 STATE ROUTE 85, RENSSELAERVILLE, NY 12147-2838

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Greenville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,664.00 (+0.14%)
2025	$5,656.00	$1,700 (-) Land $300 Building $1,400	$293,103 (+10.36%) Land $51,724 Building $241,379
2023		$1,700 Land $300 Building $1,400	$265,600 Land $46,871 Building $218,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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