105 Cloverleaf Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 105 Cloverleaf Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,457 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,965 (Nov 2021)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Second Mortgage + 1 more
APN	`34L*82`

Property Details

APN / Parcel Number

Primary APN	`34L*82`
Alternative APN	`254002166`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,457 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	254002166
Street Address	105 CLOVERLEAF DR
City	SUFFOLK
State	VA
Zip	23434-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L.82,FOXFIELD MEADOW AT PITCHKETTLE,PH.2
Legal Subdivision	CLUSTER SD
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75401

Owner

Source: Suffolk City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202121051
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461

Mortgage

Document Number	0250010105
Date	Sep 10, 2025
Instrument	250010105

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Dec 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230013480
Date	Dec 29, 2023
Instrument	230013480

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 17, 2021
Property Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Document Number	0210021051
Instrument Date	Oct 26, 2021
Instrument	210021051
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CLOVERLEAF DR, SUFFOLK, VA 23434-4461

Mortgage

Document Number	0210021052
Date	Nov 17, 2021
Instrument	210021052

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$461,900 (+9.3%) Land $95,000 Building $366,900
2025	$5,392.00 (+9.73%)	$461,900 (+9.3%) Land $95,000 Building $366,900	$422,600 (+1.78%) Land $85,000 Building $337,600
2024	$4,914.00 (+8.6%)	$422,600 (+1.78%) Land $85,000 Building $337,600
2023	$4,525.00	$415,200 Land $85,000 Building $330,200	$415,200 Land $85,000 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	33 (1998–2022)
Claims Outside the SFHA	7 of 33
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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