103 Cloverleaf Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 103 Cloverleaf Dr, Suffolk, VA 23434 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,044 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Apr 2024)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
APN	`34L*81`

Property Details

APN / Parcel Number

Primary APN	`34L*81`
Alternative APN	`254002165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	254002165
Street Address	103 CLOVERLEAF DR
City	SUFFOLK
State	VA
Zip	23434-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L.81,FOXFIELD MEADOW AT PITCHKETTLE,PH.2
Legal Subdivision	FOXFIELD MEADOW
Legal Phase	2
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1015
Census Tract	75401

Owner

Source: Suffolk City records · APN 34L*81

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ADVANCE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2024 · Amount on Record
Deed Sale	Apr 05, 2024 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20243459
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Apr 05, 2024
Property Address	103 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Document Number	0240003459
Instrument Date	Apr 02, 2024
Instrument	240003459
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CLOVERLEAF DR, SUFFOLK, VA 23434-4461

Mortgage

Document Number	0240003460
Date	Apr 05, 2024
Instrument	240003460

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Sep 27, 2024

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 19, 2021
Property Address	103 CLOVERLEAF DR, SUFFOLK, VA 23434-4461
Document Number	0210021227
Instrument Date	Nov 04, 2021
Instrument	210021227
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CLOVERLEAF DR, SUFFOLK, VA 23434-4461

Mortgage

Document Number	0210021228
Date	Nov 19, 2021
Instrument	210021228

Lender

Name	ADVANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	4.13%

Tax Assessment & Valuation

Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$415,400 (+9.37%) Land $95,000 Building $320,400
2025	$4,894.00 (+9.83%)	$415,400 (+9.37%) Land $95,000 Building $320,400	$379,800 (+1.63%) Land $85,000 Building $294,800
2024	$4,456.00 (+9.4%)	$379,800 (+1.63%) Land $85,000 Building $294,800
2023	$4,073.00	$373,700 Land $85,000 Building $288,700	$373,700 Land $85,000 Building $288,700

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000754011, refreshed September 2026 · Last verified October 2026

Flood

Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	33 (1998–2022)
Claims Outside the SFHA	7 of 33
Most Recent Claim	Jan 2022, tidal / storm surge
Claims By Storm	Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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