105 Choptank Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 105 Choptank Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,142 sqft · built 1918
Lot Size	0.115 acres (5,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2021)
Tax Bill	$2,812 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-166133`

Property Details

APN / Parcel Number

Primary APN	`07-166133`
Alternative APNs	`7166133` `166133`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,142 sqft Total Area
Attic	Attic
Attic Area	560 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,019 sqft (0.115 acres)
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	166133
Street Address	105 CHOPTANK AVE
City	CAMBRIDGE
State	MD
Zip	21613-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	IMPS LOT - 5,019 SQ 105 CHOPTANK AVENUE CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3007
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Jun 23, 2021	Deed, Transfer · Conventional Mortgage BAYVANGUARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Nov 14, 2012 · Amount on Record
Deed Book / Page	1660 / 130
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	105 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CHAMPION TTL & SETTLEMENTS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015640406
Date	Feb 28, 2020
Book Page	1564/406

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	105 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016280153
Date	Feb 18, 2021
Book Page	1628/153

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 23, 2021
Property Address	105 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624
Document Number	0016600130
Book / Page	1660 / 130
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, DBA REAL ESTATE T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 CHOPTANK AVE, CAMBRIDGE, MD 21613-1624

Mortgage

Document Number	0001660137
Date	Jun 23, 2021
Instrument	1660/137

Lender

Name	BAYVANGUARD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,812.00 (+4.81%) Homeowner's exemption	$306,133 (+71.22%)	$334,800 (+14.74%) Land $51,200 Building $283,600
2025	$2,683.00 (+12.73%) Homeowner's exemption
2023	$2,380.00 Homeowner's exemption	$178,800	$291,800 Land $39,200 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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