105 Cherry Tree Ln, Elkton, MD 21921 Property Records

Cecil County property record for 105 Cherry Tree Ln, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,767 sqft · built 1990
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$267,500 (Apr 2021)
Tax Bill$5,424 (2026)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-090493

Property Details

APN / Parcel Number

Primary APN03-090493
Alternative APNs
  • 3090493
  • 090493

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,767 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number090493
Street Address105 CHERRY TREE LN
CityELKTON
StateMD
Zip21921-5801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 69 - .275 ACRE 105 CHERRY TREE LANE WASHINGTON WOODS
Legal SubdivisionWASHINGTON WOODS
Legal Lot Number69
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1010
Census Tract30508

Owner

105 Cherry Tree Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address105 CHERRY TREE LN, ELKTON, MD 21921-5801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2021 · Amount on File
Deed SaleApr 13, 2021 · Amount on File
Prior SaleOct 30, 1991 · Amount on File
Deed Book / Page4846 / 404
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateApr 13, 2021
Property Address105 CHERRY TREE LN, ELKTON, MD 21921-5801
Document Number0048460404
Book / Page4846 / 404
Map ReferenceLB 139 FO 208
Instrument DateFeb 12, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 CHERRY TREE LN, ELKTON, MD 21921-5801

Mortgage

Document Number0004846409
DateApr 13, 2021
Instrument4846/409
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 105 Cherry Tree Ln was $5,424, up 10.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,424.00 (+10.06%)$315,400$345,900 Land $83,700 Building $262,200
2025$4,928.00
2023$3,666.00$250,967$254,400 Land $62,400 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cherry Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cherry Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Talkie Communications, Verizon.

Nearby Properties on Cherry Tree Ln

Nearby Streets

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