104 Cherry Tree Ln, Elkton, MD 21921 Property Records

Cecil County property record for 104 Cherry Tree Ln, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage2,270 sqft Total Area
Lot Size14,069 sqft (0.323 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$247,500 (2021)
Tax Bill$4,561.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-099202
Alternative APNs
  • 3099202
  • 099202

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,270 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area14,069 sqft (0.323 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area192 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number099202
Street Address104 CHERRY TREE LN
CityELKTON
StateMD
Zip21921-5800
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 84 - .323 ACRE 104 CHERRY TREE LANE WASHINGTON WOODS
Legal SubdivisionWASHINGTON WOODS
Legal Lot Number84
JurisdictionCECIL MD
Minor Civil Division3, ELKTON
Census Blockgroup1
Census Block1005
Census Tract30508

Owner

Source: Cecil County records · APN 03-099202

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 CHERRY TREE LN, ELKTON, MD 21921-5800
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed, Transfer · Conventional Mortgage
MERIDIAN BANK
Oct 02, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2021 · Amount on Record
Deed SaleJan 05, 2021 · Amount on Record
Prior SaleOct 02, 2017 · Amount on Record
Deed Book / Page4762 / 259
Prior Transfer DateJul 14, 2006
Prior Transfer Doc0021960628
Record RefreshedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJan 05, 2021
Property Address104 CHERRY TREE LN, ELKTON, MD 21921-5800
Document Number0047620259
Book / Page4762 / 259
Map ReferenceMB PC413 FO 724
Instrument DateDec 13, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyGLOBAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address104 CHERRY TREE LN, ELKTON, MD 21921-5800

Mortgage

Document Number0004762267
DateJan 05, 2021
Instrument4762/267
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateOct 02, 2017
Property Address104 CHERRY TREE LN, ELKTON, MD 21921-5800
Document Number0041390116
Book / Page4139 / 116
Map ReferenceMB PC413 FO724
Instrument DateSep 22, 2017
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyLIBERTY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address104 CHERRY TREE LN, ELKTON, MD 21921-5800

Mortgage

Document Number0004139125
DateOct 02, 2017
Instrument4139/125
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$291,833 (+10.68%)$320,000 (-) Land $84,800 Building $235,200
2025$4,561.00 (+36.19%)$263,667 (+13.29%)$320,000 (+35.88%) Land $84,800 Building $235,200
2023$3,349.00$232,733$235,500 Land $63,500 Building $172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 13% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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