Harford County property record for 105 Chell Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,920 sqft Total Area |
| Lot Size | 9,144 sqft (0.21 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $154,500 (1999) |
| Tax Bill | $2,961.00 (2025) |
| Primary APN | 01-128248 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,920 sqft Total Area |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,144 sqft (0.21 acres) |
| Depth X Width | 127 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 128248 |
|---|---|
| Street Address | 105 CHELL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 72X127 BLK 15 105 CHELL RD JOPPATOWNE S A PT 15/54 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-128248
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 CHELL RD, JOPPA, MD 21085-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit APGFCU |
| Jun 28, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) APGFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 1999 · Amount on Record |
| Deed Sale | Nov 30, 1999 · Amount on Record |
| Prior Sale | Dec 05, 1988 · Amount on Record |
| Deed Doc Number | 19991295 |
| Deed Book / Page | 3161 / 143 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 105 CHELL RD, JOPPA, MD 21085-4403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0128870437 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 12887/0437 |
| Name | APGFCU |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 105 CHELL RD, JOPPA, MD 21085-4403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GUARANTEED TRUST TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0128870417 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 12887/0417 |
| Name | APGFCU |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jun 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,233 (+16.51%) | $319,000 (+17.41%) Land $69,300 Building $249,700 | |
| 2025 | $2,961.00 (+9.18%) | ||
| 2023 | $260,267 | $271,700 Land $69,300 Building $202,400 | |
| 2022 | $2,712.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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