Harford County property record for 103 Chell Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,288 sqft · built 1965 |
| Lot Size | 0.196 acres (8,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Sep 2023) |
| Tax Bill | $2,636 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-129708 |
| Primary APN | 01-129708 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,288 sqft Total Area |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,541 sqft (0.196 acres) |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 129708 |
|---|---|
| Street Address | 103 CHELL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 BK 15 8541 SF 103 CHELL ROAD JOPPATOWNE SC A PT 15/54 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 15 |
| Legal Lot Number | 20 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-129708
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 CHELL RD, JOPPA, MD 21085-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 15, 2023 |
| Property Address | 103 CHELL RD, JOPPA, MD 21085-4403 |
| Document Number | 0160340238 |
| Book / Page | 16034 / 238 |
| Map Reference | MB 15 FO 54 |
| Instrument Date | Aug 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, JUNCTION TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 103 CHELL RD, JOPPA, MD 21085-4403 |
| Document Number | 0160340246 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 16034-0246 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,700 (+43.43%) | $388,600 (+60.64%) Land $69,200 Building $319,400 | |
| 2025 | $2,636.00 (+4.35%) | ||
| 2023 | $236,833 | $241,900 Land $69,200 Building $172,700 | |
| 2022 | $2,526.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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