105 Cavalier Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 105 Cavalier Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,846 sqft · built 1968
Lot Size	2.67 acres (116,305 sqft)
Owner	Trust Name on File
Last Sale	$669,000 (Apr 2019)
Tax Bill	$10,847 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`060C0-00-0C-01000`

Property Details

APN / Parcel Number

Primary APN	`060C0-00-0C-01000`
Alternative APN	`22017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,846 sqft Finished Area
Basement Area	1,765 sqft
Finished Basement	856 sqft
Unfinished Basement	285 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	116,305 sqft (2.67 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	398 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	105 CAVALIER DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	COLTHURST FARM C 10
Legal Subdivision	COLTHURST FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1022
Census Tract	10802

Owner

105 Cavalier Dr is owner-occupied and held in a trust since October 2024.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Apr 27, 2020	Deed of Trust, Mortgage BANK OF THE JAMES
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Deed Document Number	20193751
Deed Book / Page	5158 / 286
Last Transfer Date	Oct 17, 2024
Transfer Doc	0000009268
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	202200000048
Date	Jan 4, 2022
Instrument	202200000048

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005651/296
Date	Dec 8, 2021
Book Page	5651/296
Instrument	2021-00020191

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MUMFORD, NY 14511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Document Number	0000009696
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAVALIER DR CHARLOTTESVILLE VA 229012008, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	0000009696
Date	Jul 28, 2020
Book Page	005358/000299
Instrument	9696

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Document Number	0000004926
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAVALIER DR CHARLOTTESVILLE VA 229012008, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	0000004926
Date	May 1, 2020
Book Page	005309/000483
Instrument	4926

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Document Number	0000001227
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CAVALIER DR CHARLOTTESVILLE VA 229012008, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	0000001227
Date	Jan 31, 2020
Book Page	005272/000562
Instrument	1227

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 24, 2019
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Document Number	0000003751
Book / Page	005158 / 000286
Instrument Date	Apr 2, 2019
Instrument	3751
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	VS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 CAVALIER DR CHARLOTTESVILLE VA 229012008, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	3752
Date	Apr 24, 2019
Book Page	005158/000289
Instrument	3752

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2008
Document Number	0000007922
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 CAVALIER DR CHARLOTTESVILLE VA 229012008, CHARLOTTESVILLE, VA 22901-2008

Mortgage

Document Number	0000007922
Date	Jul 17, 2018
Book Page	005072/000639
Instrument	7922

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 105 Cavalier Dr was $10,847, up 9.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,847.00 (+9.8%)	$1,213,300 (+9.79%) Land $352,200 Building $861,100	$1,213,300 (+9.79%) Land $352,200 Building $861,100
2025	$9,879.00	$1,105,100 Land $352,200 Building $752,900	$1,105,100 Land $352,200 Building $752,900
2023	$7,320.00	$857,200 Land $341,200 Building $516,000	$857,200 Land $341,200 Building $516,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cavalier Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cavalier Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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