Albemarle County property record for 104 Cavalier Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,882 sqft · built 1979 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,554 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060C0-00-0D-00300 |
| Primary APN | 060C0-00-0D-00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,882 sqft Finished Area |
| Basement Area | 1,770 sqft |
| Finished Basement | 1,021 sqft |
| Unfinished Basement | 749 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 75,794 sqft (1.74 acres) |
| View / Lot | Proximity to Airport |
| Driveway | Paver Driveway |
| Pool Area | 80 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 394 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 104 CAVALIER DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | COLTHURST FARM D 3 |
| Legal Subdivision | COLTHURST FARM |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10802 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 104 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5494/173 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 5494/173 |
| Instrument | 2021-00003997 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 104 CAVALIER DR, CHARLOTTESVILLE, VA 22901-2009 |
| Document Number | 0000003510 |
| Instrument Date | Mar 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 104 CAVALIER DR CHARLOTTESVILLE VA 229012009, CHARLOTTESVILLE, VA 22901-2009 |
| Document Number | 0000003510 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 005156/000132 |
| Instrument | 3510 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 18, 2034 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,554.00 (+13.01%) | $1,404,200 (+13%) Land $300,800 Building $1,103,400 | $1,404,200 (+13%) Land $300,800 Building $1,103,400 |
| 2025 | $11,109.00 (+20.11%) | $1,242,700 (+14.74%) Land $300,800 Building $941,900 | $1,242,700 (+14.74%) Land $300,800 Building $941,900 |
| 2023 | $9,249.00 | $1,083,100 Land $291,400 Building $791,700 | $1,083,100 Land $291,400 Building $791,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed.
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