105 Carmel Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 105 Carmel Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,125 sqft · built 1974
Lot Size	0.456 acres (19,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$896 (2025)
Flood Zone	Zone X (minimal risk)
APN	`26194`

Property Details

APN / Parcel Number

Primary APN	`26194`
Alternative APN	`13477601`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,125 sqft Finished Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	19,900 sqft (0.456 acres)
Lot Dimensions	199 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	13477601
Street Address	105 CARMEL DR
City	SHELBY
State	NC
Zip	28152-6913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#17-20 BLK A CARMEL PARK
Legal Subdivision	CARMEL PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2044
Census Tract	950702

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 CARMEL DR, SHELBY, NC 28152-6913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,195 (-) Land $11,100 Building $130,095	$141,195 (-) Land $11,100 Building $130,095
2025	$896.00	$141,195 (+85.34%) Land $11,100 Building $130,095	$141,195 (+85.34%) Land $11,100 Building $130,095
2023		$76,180 Land $10,545 Building $65,635	$76,180 Land $10,545 Building $65,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20