Cleveland County property record for 213 Carmel Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1961 |
| Lot Size | 0.502 acres (21,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,000 (Jul 2005) |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26221 |
| Primary APN | 26221 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Shed Roof |
| Lot Area | 21,875 sqft (0.502 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 423 sqft |
| Shed | 1 Shed |
| Storage Building | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1217839 |
|---|---|
| Street Address | 213 CARMEL DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #20-24 BLK D CARMEL PK |
| Legal Subdivision | CARMEL PK |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950702 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 213 CARMEL DR, SHELBY, NC 28152-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on Record |
| Deed Sale | Jul 8, 2005 · Amount on Record |
| Deed Document Number | 200555113 |
| Deed Book / Page | 1455 / 1166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 22, 2026 |
| Property Address | 213 CARMEL DR, SHELBY, NC 28152-8554 |
| Document Number | 0200129904 |
| Book / Page | 1977 / 640 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026200129904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 213 CARMEL DR, SHELBY, NC 28152-8554 |
| Document Number | 0200129904, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 1977/640 |
| Instrument | 2026200129904 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 213 CARMEL DR, SHELBY, NC 28152-8554 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018660943 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 1866/943 |
| Instrument | 200069225 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,440 (-) Land $13,500 Building $106,940 | $120,440 (-) Land $13,500 Building $106,940 | |
| 2025 | $764.00 | $120,440 (+137.97%) Land $13,500 Building $106,940 | $120,440 (+137.97%) Land $13,500 Building $106,940 |
| 2023 | $50,612 Land $12,825 Building $37,787 | $50,612 Land $12,825 Building $37,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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