105 Cardinal St, Richlands, VA 24641 Property Records

Tazewell County property record for 105 Cardinal St, Richlands, VA 24641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 1979
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (May 2021)
Tax Bill	$9 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105A3A 0041`

Property Details

APN / Parcel Number

Primary APN	`105A3A 0041`
Alternative APN	`25976`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	805 sqft
Finished Basement	805 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Patio Area	444 sqft
Balcony Area	23 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25976
Street Address	105 CARDINAL ST
City	RICHLANDS
State	VA
Zip	24641-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.417 ACRE TOWN OF RICHLANDS
Jurisdiction	TAZEWELL VA
Township / Civil Division	NORTHWESTERN
Census Block Group	1
Census Block	1027
Census Tract	20900

Owner

105 Cardinal St is owned and occupied by two individuals who bought it in May 2021.

Source: Tazewell County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2021	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Sep 17, 2020	Gift Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2017	Deed of Trust, Mortgage · Construction Mortgage RCN CAPITAL FUNDING LLC
Jul 13, 2017	Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 7, 2017	Special Warranty Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	20211365
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000002449
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002450
Date	Sep 17, 2020
Instrument	200002450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	May 4, 2021
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Document Number	210001365
Map Reference	MB 254 PG 3
Instrument Date	May 4, 2021
Instrument	210001365
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073

Mortgage

Document Number	210001366
Date	May 4, 2021
Instrument	210001366

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2051

September 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	TAZEWELL VA
Recording Date	Sep 17, 2020
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Document Number	200002449
Map Reference	MB 442 PG 54
Instrument Date	Sep 11, 2020
Instrument	200002449
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073

Mortgage

Document Number	200002450
Date	Sep 17, 2020
Instrument	200002450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170001099
Date	Apr 19, 2017
Book Page	2017/05392
Instrument	170001099

Lender

Name	RCN CAPITAL FUNDING LLC
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2018

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	Jul 13, 2017
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Document Number	2017/10313
Book / Page	2017 / 10313
Map Reference	DD 442 PG 54
Instrument Date	Jul 10, 2017
Instrument	170001984
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073

Mortgage

Document Number	170001985
Date	Jul 13, 2017
Instrument	170001985

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TAZEWELL VA
Recording Date	Mar 7, 2017
Property Address	105 CARDINAL ST, RICHLANDS, VA 24641-2073
Document Number	2017/03042
Book / Page	2017 / 03042
Map Reference	DD 254 PG 3
Instrument Date	Feb 16, 2016
Instrument	170000636
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 BRASELTON HWY STE 203, 203, DACULA, GA 30019-4673
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 105 Cardinal St was $9.

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Municipality	Richlands Town
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9.00	$172,500 Land $22,000 Building $150,500	$172,500 Land $22,000 Building $150,500
2023		$124,200 Land $15,000 Building $109,200	$124,200 Land $15,000 Building $109,200
2019	$720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Cardinal St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	41 (1978–2025)
Claims Outside the SFHA	2 of 41
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 2025 · 5 claims Severe Storms And Flooding, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Cardinal St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RICHLANDS serves 4,564 people · EPA ID VA1185695
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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