101 Cardinal St, Richlands, VA 24641 Property Records

Tazewell County property record for 101 Cardinal St, Richlands, VA 24641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,442 sqft · built 1940
Lot Size	0.192 acres (8,392 sqft)
Owner	Individual Name on Record
Last Sale	$100,700 (Jan 2023)
Tax Bill	$6 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105A3A 0040`

Property Details

APN / Parcel Number

Primary APN	`105A3A 0040`
Alternative APN	`10027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,253 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1961
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,392 sqft (0.192 acres)
Terrain	Steep
Porch	Slab
Porch Area	162 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10027
Street Address	101 CARDINAL ST
City	RICHLANDS
State	VA
Zip	24641-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT TOWN OF RICHLANDS
Jurisdiction	TAZEWELL VA
Township / Civil Division	NORTHWESTERN
Census Block Group	1
Census Block	1027
Census Tract	20900

Owner

Source: Tazewell County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 CARDINAL ST, RICHLANDS, VA 24641-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
Jan 23, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit TRUPOINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2023161
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	101 CARDINAL ST, RICHLANDS, VA 24641-2073
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002003
Date	Jul 6, 2022
Instrument	220002003

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	Jan 23, 2023
Property Address	101 CARDINAL ST, RICHLANDS, VA 24641-2073
Document Number	0230000161
Instrument Date	Jan 20, 2023
Instrument	230000161
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CARDINAL ST, RICHLANDS, VA 24641-2073

Mortgage

Document Number	0230000162
Date	Jan 23, 2023
Instrument	230000162

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAZEWELL VA
Property Address	101 CARDINAL ST, RICHLANDS, VA 24641-2073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/19295
Date	Dec 27, 2017
Book Page	2017/19295
Instrument	170003643

Lender

Name	TRUPOINT BANK
Type	Bank
Address	RICHLANDS, VA 24641

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Municipality	Richlands Town
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-98.65%)	$111,200 (+45.17%) Land $18,000 Building $93,200	$111,200 (+45.17%) Land $18,000 Building $93,200
2023		$76,600 Land $13,000 Building $63,600	$76,600 Land $13,000 Building $63,600
2019	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	41 (1978–2025)
Claims Outside the SFHA	2 of 41
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 2025 · 5 claims Severe Storms And Flooding, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RICHLANDS serves 4,564 people · EPA ID VA1185695
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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