105 Bowker Rd, Munger, MI 48747 Property Records

Bay County property record for 105 Bowker Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,548 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Sep 2024)
Tax Bill	$4,109 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-062-300-025-01`

Property Details

APN / Parcel Number

Primary APN	`070-062-300-025-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,548 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	1,760 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 BOWKER RD
City	MUNGER
State	MI
Zip	48747-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100 FT OF N 308.72 FT OF E 208.72 FT OF SE 1/4 OF SW 1/4 SEC 35 T14N R6E 7-8-76
Legal Range	06E
Legal Township	14N
Legal Section	35
Jurisdiction	BAY MI
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1031
Census Tract	285201

Owner

Source: Bay County records · APN 070-062-300-025-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 BOWKER RD, MUNGER, MI 48747-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2024 · Amount on Record
Deed Sale	Sep 06, 2024 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	202410472
Prior Transfer Date	Dec 08, 1994
Prior Transfer Doc	1348000199
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 11, 2022
Property Address	105 BOWKER RD, MUNGER, MI 48747-9727
Document Number	0000000595
Instrument Date	Jan 10, 2022
Instrument	202200595
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 BOWKER RD, 105, MUNGER, MI 48747-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 32ND ST, BAY CITY, MI 48708-8140

Mortgage

Document Number	0000000596
Date	Jan 11, 2022
Instrument	202200596

Lender

Name	LAKE HURON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Hampton Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,109.00 (+73.38%) Homeowner's exemption	$101,900 (+13.73%)	$203,800 (+13.73%)
2023		$89,600	$179,200
2022	$2,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1994–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2023, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jun 2017 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Air Advantage. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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