105 Anchor St, Westminster, MD 21157 Property Records

Carroll County property record for 105 Anchor St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,721 sqft · built 1947
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,317 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-062680`

Property Details

APN / Parcel Number

Primary APN	`07-062680`
Alternative APNs	`7062680` `062680`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,721 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	062680
Street Address	105 ANCHOR ST
City	WESTMINSTER
State	MD
Zip	21157-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	PT OF LT 7 - 0.09 A 105 ANCHOR ST 2-55 WESTMINSTER
Legal Subdivision	WESTMINSTER
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2014
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 ANCHOR ST, WESTMINSTER, MD 21157-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 20, 2021	Intrafamily Transfer, Transfer SAFEGUARD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2021
Transfer Doc	0104570418
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	105 ANCHOR ST, WESTMINSTER, MD 21157-4403
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ANCHOR ST, WESTMINSTER, MD 21157-4403

Mortgage

Document Number	0110470264
Date	Jun 9, 2023
Book Page	11047/264

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Sep 20, 2021
Property Address	105 ANCHOR ST, WESTMINSTER, MD 21157-4403
Document Number	0104570418
Book / Page	10457 / 418
Map Reference	MB 2 FO 55
Instrument Date	Sep 11, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	SAFEGUARD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,317.00 (+11.55%)	$257,000 (+11.55%) Land $77,100 Building $179,900	$257,000 (-) Land $77,100 Building $179,900
2025	$3,870.00 (+29.26%)	$230,400 (+30.02%)	$257,000 (+45.03%) Land $77,100 Building $179,900
2023	$2,994.00	$177,200 Land $60,000 Building $117,200	$177,200 Land $60,000 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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