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104 Anchor St, Westminster, MD 21157 Property Records

Carroll County property record for 104 Anchor St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,140 sqft · built 1956
Lot Size0.243 acres (10,573 sqft)
OwnerIndividual Name on File
Last Sale$323,000 (Jul 2023)
Tax Bill$4,419 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-054378

Property Details

APN / Parcel Number

Primary APN07-054378
Alternative APNs
  • 7054378
  • 054378

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,140 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,573 sqft (0.243 acres)
Lot Dimensions125 ft deep x 84 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number054378
Street Address104 ANCHOR ST
CityWESTMINSTER
StateMD
Zip21157-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT 8 - 10573 SF 104 ANCHOR ST 2-55 KINGS ADDITION TO WEST
Legal SubdivisionKINGS ADD
Legal Lot Number8
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2015
Census Tract507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

104 Anchor St is owned and occupied by an individual who bought it in July 2023.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address104 ANCHOR ST, WESTMINSTER, MD 21157-4404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2023 · Amount on File
Deed SaleJul 27, 2023 · Amount on File
Prior SaleJan 6, 2015 · Amount on File
Deed Book / Page11081 / 247
Prior Transfer DateJun 22, 2007
Prior Transfer Doc0052790007
Record UpdatedOct 29, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJul 27, 2023
Property Address104 ANCHOR ST, WESTMINSTER, MD 21157-4404
Document Number0110810247
Book / Page11081 / 247
Map ReferenceMB 2 FO 55
Instrument DateJul 19, 2023
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address104 ANCHOR ST, WESTMINSTER, MD 21157-4404

Mortgage

Document Number0110810253
DateJul 27, 2023
Instrument11081-0253
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 104 Anchor St was $4,419 with a homeowner's exemption, up 6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,419.00 (+6.02%) Homeowner's exemption$315,200 (+14.77%) Land $85,600 Building $229,600$315,200 (-) Land $85,600 Building $229,600
2025$4,168.00 Homeowner's exemption$274,633$315,200 Land $85,600 Building $229,600
2023$3,270.00 (+52.73%) Homeowner's exemption$193,500 (+2.09%) Land $85,600 Building $107,900$193,500 (-) Land $85,600 Building $107,900
2022$2,141.00 Homeowner's exemption$189,533$193,500 Land $85,600 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Anchor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimFeb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Anchor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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