Stearns County property record for 105 4th St S, Saint Cloud, MN 56301
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 7 bd · 3,613 sqft · built 1916 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51967-0000 |
| Primary APN | 82-51967-0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,613 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 75 ft Width |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 105 4TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4468 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Local Zoning Code | R3A |
| Legal Description | LOT 5 & S20' OF LOT 4 BLK 6 AND W2 VAC 1ST AVE S ADJ CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CURTIS SURVEY ADD |
| Legal Block | 6 |
| Legal Lot Number | 4-5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11600 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 396 1ST AVE S, SAINT CLOUD, MN 56301-4412 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 20, 2023 |
| Property Address | 105 4TH ST S, SAINT CLOUD, MN 56301-4468 |
| Document Number | 00A1662168 |
| Instrument Date | Oct 9, 2023 |
| Instrument | A1662168 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 1ST AVE S, SAINT CLOUD, MN 56301-4412 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 | |
| 2025 | $4.00 (-5%) | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2024 | $8.00 (-99.78%) | ||
| 2023 | $3,638.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.
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