Stearns County property record for 609 4th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,486 sqft · built 1882 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Jan 2020) |
| Tax Bill | $2,348 (2026) |
| Deeds & Mortgages | Jan 2020 Sale Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52148-0000 |
| Primary APN | 82-52148-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 55 ft Width |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 609 4TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | LOT 005 BLK 046 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | CURTIS SURVEY ADD |
| Legal Block | 46 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 303 |
Source: Stearns County records · APN 82-52148-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4097 135TH ST NW, RICE, MN 56367-8748 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Nov 07, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Prior Sale | Nov 07, 2018 · Amount on Record |
| Deed Document Number | 20201560889 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 10, 2020 |
| Property Address | 609 4TH ST S, SAINT CLOUD, MN 56301-4359 |
| Document Number | 00A1560889 |
| Instrument Date | Dec 27, 2019 |
| Instrument | A1560889 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4097 135TH ST NW, RICE, MN 56367-8748 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 07, 2018 |
| Property Address | 609 4TH ST S, SAINT CLOUD, MN 56301-4359 |
| Document Number | 00A1532908 |
| Instrument Date | Nov 01, 2018 |
| Instrument | A1532908 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12527, MINNEAPOLIS, MN 55434 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,348.00 (+27.06%) | ||
| 2025 | $157,900 (+3.68%) Land $40,000 Building $117,900 | $157,900 (+3.68%) Land $40,000 Building $117,900 | |
| 2023 | $1,848.00 | $152,300 Land $25,000 Building $127,300 | $152,300 Land $25,000 Building $127,300 |
Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, BIF IV Intrepid HoldCo, Lumen Technologies, T-Mobile USA.
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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