Benton County property record for 105 3rd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 1923 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Nov 2019) |
| Tax Bill | $1,748 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09011800 |
| Primary APN | 09011800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 105 3RD AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-7705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE LOT 5 BLK 4 |
| Legal Subdivision | KEYSTONE |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 93, KEYSTONE, IA 52249-0093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Mar 7, 2017 | Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Nov 22, 2019 | Warranty Deed, Transfer |
| Oct 7, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage HILLS BANK AND TRUST COMPANY |
| Nov 26, 2018 | Warranty Deed, Transfer WATERSTONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 20193276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00E17/1980 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | E17/1980 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 5, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00E17/0352 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | E17/0352 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Feb 15, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Nov 22, 2019 |
| Property Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Document Number | 0000193276 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 19-3276 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Oct 7, 2019 |
| Property Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Document Number | 0000192498 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 19-2498 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Document Number | 0000192499 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 19-2499 |
| Name | HILLS BANK AND TRUST COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Nov 26, 2018 |
| Property Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Document Number | 00018/2635 |
| Book / Page | 18 / 2635 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 0000018-2635 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 3RD AVE, KEYSTONE, IA 52249-7705 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000018/0000002636 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 0000000018/0000002636 |
| Instrument | 0000018-2636 |
| Name | WATERSTONE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2048 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 (-3%) | $177,900 (-) Land $14,300 Building $163,600 | $177,900 (-) Land $14,300 Building $163,600 |
| 2025 | $177,900 (+2.07%) Land $14,300 Building $163,600 | $177,900 (+2.07%) Land $14,300 Building $163,600 | |
| 2024 | $1,802.00 (+9.74%) | ||
| 2023 | $174,300 (+32.75%) Land $14,000 Building $160,300 | $174,300 (+32.75%) Land $14,000 Building $160,300 | |
| 2022 | $1,642.00 Homeowner's exemption | $131,300 Land $11,200 Building $120,100 | |
| 2021 | $131,300 Land $11,200 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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