99 3rd Ave, Keystone, IA 52249 Property Records

Benton County property record for 99 3rd Ave, Keystone, IA 52249 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,546 sqft · built 1937
Lot Size	0.195 acres (8,520 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2025)
Tax Bill	$1,270 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09004300`

Property Details

APN / Parcel Number

Primary APN	`09004300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Exterior Material	Asbestos
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,520 sqft (0.195 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	99 3RD AVE
City	KEYSTONE
State	IA
Zip	52249-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE EX S 40' LOT 2 & LOT 1 BLK 7
Legal Subdivision	KEYSTONE
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3076
Census Tract	960600

Owner

Source: Benton County records · APN 09004300

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN BELT BANK & TRUST
Dec 12, 2012	Deed of Trust, Mortgage · ARM GREEN BELT BANK & TRUST
Mar 26, 2007	Deed of Trust, Mortgage CITIFINANCIAL INC
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage GREEN BELT BANK & TRUST
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Deed Document Number	25-2272
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204868
Date	Oct 30, 2020
Instrument	20-4868

Lender

Name	GREEN BELT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00012/5411
Date	Dec 12, 2012
Book Page	12/5411

Lender

Name	GREEN BELT BANK & TRUST
Address	IOWA FALLS, IA 50126

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 27, 2017
Change Frequency	Annually
Min Rate At Change	5%
Index	1-Year CMT
Max Rate	10%

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007/1536
Date	Mar 26, 2007
Book Page	07/1536

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CEDAR RAPIDS, IA 52405

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 27, 2022

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 3RD AVE, KEYSTONE, IA 52249-9700

Mortgage

Document Number	0000240530
Date	Feb 20, 2024
Instrument	24-0530

Lender

Name	GREEN BELT BANK & TRUST
Type	Bank
Address	IOWA FALLS, IA 50126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2039

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jun 25, 2025
Property Address	99 3RD AVE, KEYSTONE, IA 52249-9700
Document Number	0000252272
Instrument Date	Jun 17, 2025
Instrument	25-2272
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 3RD AVE, KEYSTONE, IA 52249-9700

Mortgage

Document Number	0000252273
Date	Jun 25, 2025
Instrument	25-2273

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,500 (+1.98%) Land $15,300 Building $103,200	$118,500 (+1.98%) Land $15,300 Building $103,200
2024	$1,270.00 (+20.49%)
2023		$116,200 (+32.8%) Land $15,300 Building $100,900	$116,200 (+32.8%) Land $15,300 Building $100,900
2022	$1,054.00 Homeowner's exemption	$87,500 Land $12,200 Building $75,300
2021			$87,500 Land $12,200 Building $75,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), updated September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Keystone Farmers Cooperative Telephone Company	Fiber	250 / 250
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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