105 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 105 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,612 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$2,118 (2026)
Deeds & Mortgages	Aug 2023 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-50063-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50063-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	105 23RD AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 011 BLK 003 PROSPECT ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	PROSPECT ADD
Legal Block	3
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	602

Owner

Source: Stearns County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Quit Claim Deed, Transfer Quitclaim
May 13, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2021	Deed, Transfer MISC COMPANY
Dec 13, 2021	Quit Claim Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 9, 2025
Transfer Doc	00A1686662
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 24, 2023
Property Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1658919
Instrument Date	Aug 11, 2023
Instrument	A1658919
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 13, 2022
Property Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1632524
Instrument Date	May 13, 2022
Instrument	A1632524
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 13, 2021
Property Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1621533
Instrument Date	Oct 29, 2021
Instrument	A1621533
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 13, 2021
Property Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1621534
Instrument Date	Oct 29, 2021
Instrument	A1621534
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 23RD AVE N, SAINT CLOUD, MN 56303-4337

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00 (+24.88%)	$170,400 (-) Land $25,000 Building $145,400	$170,400 (-) Land $25,000 Building $145,400
2025		$170,400 (+4.22%) Land $25,000 Building $145,400	$170,400 (+4.22%) Land $25,000 Building $145,400
2023	$1,696.00	$163,500 Land $25,000 Building $138,500	$163,500 Land $25,000 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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