103 23rd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 103 23rd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1958
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual on Record
Last Sale	$180,000 (Jun 2021)
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Jun 2021 Sale Dec 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-50064-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50064-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	103 23RD AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 012 BLK 003 PROSPECT ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	PROSPECT ADD
Legal Block	3
Legal Lot Number	12
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	602

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer MISC COMPANY
Dec 26, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Sep 18, 2018
Deed Document Number	20211605359
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	00A1535704
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 10, 2021
Property Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1605359
Instrument Date	May 28, 2021
Instrument	A1605359
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 26, 2018
Property Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1535704
Instrument Date	Dec 21, 2018
Instrument	A1535704
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 26, 2018
Property Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1535703
Instrument Date	Dec 21, 2018
Instrument	A1535703
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 3, 2018
Property Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1530549
Instrument Date	Aug 27, 2018
Instrument	A1530549
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 18, 2018
Property Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337
Document Number	00A1529471
Instrument Date	Aug 24, 2018
Instrument	A1529471
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 23RD AVE N, SAINT CLOUD, MN 56303-4337

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00 (+26.07%)
2025		$199,100 (+4.35%) Land $25,000 Building $174,100	$199,100 (+4.35%) Land $25,000 Building $174,100
2023	$2,048.00	$190,800 Land $25,000 Building $165,800	$190,800 Land $25,000 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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