Hillsborough County property record for 105 12th St SW, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,582 sqft · built 1979 |
| Lot Size | 0.267 acres (11,623 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,000 (May 2026) |
| Tax Bill | $8,126 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 056660-2046 |
| Primary APN | 056660-2046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,582 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,623 sqft (0.267 acres) |
| Lot Dimensions | 120 ft deep x 79 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0566602046 |
|---|---|
| Street Address | 105 12TH ST SW |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | SABLE COVE UNIT NO 2 LOT 23 BLOCK 3 AND A PORTION OF LOT 19 BLOCK 3 DESC AS FOLLOWS: COM AT WESTERNMOST COR OF LOT 23 FOR POB THN S 47 DEG 14 MIN 14 SEC W 84.26 FT THN N 13 DEG 30 MIN 00 SEC W 20.79 FT THN S 74 DEG 30 MIN 00 SEC W 17.50 FT THN N 39 D |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SABLE COVE UNIT NO 2 |
| Legal Tract | 1VF |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6322 CAMINO DR, APOLLO BEACH, FL 33572-3438 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2024 · Amount on Record |
| Deed Document Number | 2026190211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 18, 2026 |
| Property Address | 105 12TH ST SW, RUSKIN, FL 33570-4126 |
| Document Number | 0000190211 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026190211 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317,443.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6322 CAMINO DR, APOLLO BEACH, FL 33572-3438 |
| Document Number | 0000190212, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026190212 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,500 (-2.13%) Land $156,420 Building $244,080 | $400,500 (-2.13%) Land $156,420 Building $244,080 | |
| 2025 | $8,126.00 (+144.46%) | $409,211 (+114.31%) Land $156,420 Building $252,791 | $409,211 (+29.23%) Land $156,420 Building $252,791 |
| 2024 | $3,324.00 (+4.14%) | ||
| 2023 | $3,192.00 (+6.01%) Homeowner's exemption | $190,943 (+3%) | $316,661 (+2.88%) Land $136,868 Building $179,793 |
| 2022 | $3,011.00 Homeowner's exemption | $185,382 | $307,802 Land $117,315 Building $190,487 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 113 (1982–2024) |
| Claims Outside the SFHA | 4 of 113 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULAVISTA LANDINGS private · serves 380 people · EPA ID FL6290298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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