Hillsborough County property record for 103 12th St SW, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 1976 |
| Lot Size | 0.168 acres (7,332 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Dec 2022) |
| Tax Bill | $3,693 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 056660-2044 |
| Primary APN | 056660-2044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mansion |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,332 sqft (0.168 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0566602044 |
|---|---|
| Street Address | 103 12TH ST SW |
| City | RUSKIN |
| State | FL |
| Zip | 33570-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | SABLE COVE UNIT NO 2 LOT 22 BLOCK 3 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SABLE COVE UNIT NO 2 |
| Legal Tract | 1VF |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14108 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 12TH ST SW, RUSKIN, FL 33570-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 27, 2017 | Warranty Deed, Transfer SOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2017 · Amount on Record |
| Deed Document Number | 2022601395 |
| Prior Transfer Date | Mar 31, 2022 |
| Prior Transfer Doc | 0000319017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 103 12TH ST SW, RUSKIN, FL 33570-4126 |
| Document Number | 0000601395 |
| Map Reference | MB 44 PG 25 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 2022601395 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FLAGSHIP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 MOUNTAIN VIEW CHURCH RD, JEFFERSON CITY, TN 37760-4221 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2402 E RAVINE DR, RUSKIN, FL 33570-5634 |
| Document Number | 0000601396 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022601396 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 103 12TH ST SW, RUSKIN, FL 33570-4126 |
| Document Number | 0000319017 |
| Map Reference | MB 44 PG 25 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022319017 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 12TH ST SW, 103, RUSKIN, FL 33570-4126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 12TH ST SW, RUSKIN, FL 33570-4126 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 103 12TH ST SW, RUSKIN, FL 33570-4126 |
| Document Number | 0250501960 |
| Book / Page | 025050 / 001960 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 254440 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | SOUTH BAY TITLE INSURANCE AGENCY, SOUTH BAY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 12TH ST SW RUSKIN FL 335704126, RUSKIN, FL 33570-4126 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,457 (+2.09%) Land $40,950 Building $171,507 | $212,457 (+2.09%) Land $40,950 Building $171,507 | |
| 2025 | $3,693.00 (+7.29%) Homeowner's exemption | $208,102 (+5.35%) Land $40,950 Building $167,152 | $208,102 (+5.35%) Land $40,950 Building $167,152 |
| 2024 | $3,442.00 (+4.08%) | ||
| 2023 | $3,307.00 (+55.19%) Homeowner's exemption | $197,534 (+46.18%) Land $36,855 Building $160,679 | $197,534 (-4.51%) Land $36,855 Building $160,679 |
| 2022 | $2,131.00 Homeowner's exemption | $135,127 | $206,869 Land $32,760 Building $174,109 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 113 (1982–2024) |
| Claims Outside the SFHA | 4 of 113 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULAVISTA LANDINGS private · serves 380 people · EPA ID FL6290298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | HCWRD/SOUTH-CENTRAL |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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