San Diego County property record for 10496 Chaparral Dr, Santee, CA 92071 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,544 sqft Living Area |
| Lot Size | 21,654 sqft (0.497 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,425,000 (2025) |
| Tax Bill | $7,852.00 (2025) |
| Primary APN | 378-450-43-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,544 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 21,654 sqft (0.497 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10496 CHAPARRAL DR |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-1182 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 143 TR 013486 |
| Legal Subdivision | CITY/SANTEE 93-02 UNS 4 6 & 7 |
| Legal Tract | 013486 |
| Legal Block | 1 |
| Legal Lot Number | 143 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 16609 |
Source: San Diego County records · APN 378-450-43-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10496 CHAPARRAL DR, SANTEE, CA 92071-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 30, 2025 | Grant Deed, Transfer · Conventional Mortgage L50 FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Nov 10, 1999 · Amount on Record |
| Deed Doc Number | 2025272126 |
| Prior Transfer Date | Jun 14, 2005 |
| Prior Transfer Doc | 0000547471 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10496 CHAPARRAL DR, SANTEE, CA 92071-1182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 10496 CHAPARRAL DR, SANTEE, CA 92071-1182 |
| Document Number | 0000026187 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-0026187 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | SANTEE, CA 92071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 10496 CHAPARRAL DR, SANTEE, CA 92071-1182 |
| Document Number | 0000272126 |
| Map Reference | MAP 13486 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-0272126 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 10496 CHAPARRAL DR, SANTEE, CA 92071-1182 |
| Document Number | 0000272127 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-0272127 |
| Name | L50 FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,425,000 (+129.49%) Land $282,150 Building $1,142,850 | |
| 2025 | $7,852.00 (+4.07%) Homeowner's exemption | $620,945 (+4.04%) Land $122,947 Building $497,998 |
| 2023 | $7,545.00 (+0.68%) Homeowner's exemption | $596,835 Land $118,174 Building $478,661 |
| 2022 | $7,494.00 |
10496 Chaparral Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 72nd percentile of exposed land nationally · 47th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 313 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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