10495 E 400 N, Grovertown, IN 46531 Property Records

Starke County property record for 10495 E 400 N, Grovertown, IN 46531

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,152 sqft · built 1985
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75-03-35-100-006.000-009`

Property Details

APN / Parcel Number

Primary APN	`75-03-35-100-006.000-009`
Alternative APN	`0100148300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	1,584 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0100148300
Street Address	10495 E 400 N
City	GROVERTOWN
State	IN
Zip	46531-9569
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 1/2 E 1/2 E 1/2 NW S35 T34 R1 20A.
Legal Range	1
Legal Township	34
Legal Section	35
Jurisdiction	STARKE IN
Township / Civil Division	OREGON
Census Block Group	4
Census Block	4023
Census Tract	953700

Owner

10495 E 400 N, a rural home, is owned and occupied by an individual who acquired it in April 2023.

Source: Starke County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10495 E 400 N, GROVERTOWN, IN 46531-9569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Transfer on Death Deed, Transfer
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2023
Transfer Doc	2023000969
Record Updated	Sep 20, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STARKE IN
Recording Date	Apr 12, 2023
Property Address	10495 E 400 N, GROVERTOWN, IN 46531-9569
Document Number	2023000969
Instrument Date	Apr 12, 2023
Instrument	2023000969
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10495 E 400 N, GROVERTOWN, IN 46531-9569
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001466
Date	Apr 27, 2022
Instrument	2022001466

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10495 E 400 N, GROVERTOWN, IN 46531-9569
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001827
Date	Jun 21, 2017
Instrument	2017001827

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	154 Months
Due	Apr 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10495 E 400 N, GROVERTOWN, IN 46531-9569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001827
Date	Jun 21, 2017
Instrument	2017001827

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	154 Months
Due	Apr 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10495 E 400 N was $1,625, down 5.3% from the year before.

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Oregon Township
Unified School District	Oregon-Davis School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00 (-5.3%)	$240,700 Land $27,200 Building $213,500	$240,700 Land $27,200 Building $213,500
2024	$1,716.00 (+2.26%)
2023	$1,678.00 (+5.47%)	$211,700 (+7.96%) Land $23,800 Building $187,900	$211,700 (+7.96%) Land $23,800 Building $187,900
2022	$1,591.00	$196,100 Land $20,900 Building $175,200	$196,100 Land $20,900 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10495 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10495 E 400 N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Starlink Satellite	280 / 30
Fourway Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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