10274 E 400 N, Grovertown, IN 46531 Property Records

Starke County property record for 10274 E 400 N, Grovertown, IN 46531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,800 sqft · built 2015
Lot Size	10.1 acres (442,134 sqft)
Owner	Individual Name on File
Tax Bill	$3,944 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-03-26-300-048.102-009`

Property Details

APN / Parcel Number

Primary APN	`75-03-26-300-048.102-009`
Alternative APN	`0100330100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	442,134 sqft (10.1 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0100330100
Street Address	10274 E 400 N
City	GROVERTOWN
State	IN
Zip	46531-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2ND
Legal Description	PT S 1/2 SW S26 T34 R1 10.15A.
Legal Range	1
Legal Township	34
Legal Section	26
Jurisdiction	STARKE IN
Township / Civil Division	OREGON
Census Block Group	4
Census Block	4025
Census Tract	953700

Owner

10274 E 400 N is owned and occupied by an individual who acquired it in June 2014.

Source: Starke County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10274 E 400 N, GROVERTOWN, IN 46531-9618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2014
Deed Sale	Jun 19, 2014
Deed Document Number	20141646
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10274 E 400 N, GROVERTOWN, IN 46531-9618
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001281
Date	May 18, 2020
Instrument	2020001281

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10274 E 400 N, GROVERTOWN, IN 46531-9618
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002310
Date	Aug 26, 2019
Instrument	2019002310

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	10274 E 400 N, GROVERTOWN, IN 46531-9618
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10274 E 400 N, GROVERTOWN, IN 46531-9618

Mortgage

Document Number	2020002260
Date	Aug 3, 2020
Instrument	2020002260

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10274 E 400 N was $3,944, up 48.7% from the year before.

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Oregon Township
Unified School District	Oregon-Davis School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+48.66%)	$309,400 Land $86,000 Building $223,400	$309,400 Land $86,000 Building $223,400
2024	$2,653.00 (+7.8%)
2023	$2,461.00 (-1.01%)	$267,800 (+7.9%) Land $68,000 Building $199,800	$267,800 (+7.9%) Land $68,000 Building $199,800
2022	$2,486.00	$248,200 Land $61,600 Building $186,600	$248,200 Land $61,600 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10274 E 400 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10274 E 400 N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 400 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures