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10494 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10494 98th St, Largo, FL 33773

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,250 sqft · built 1984
Lot Size0.095 acres (4,154 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jan 2026)
Tax Bill$1,045 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-3759-8

Property Details

APN / Parcel Number

Primary APNC62-000-750-3759-8
Alternative APNs
  • 14-30-15-48433-000-0170
  • 301514484330000170
  • 153014484330000170
  • R152165

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1991
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area4,154 sqft (0.095 acres)
View / LotInterior
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR152165
Street Address10494 98TH ST
CityLARGO
StateFL
Zip33773-4540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD10
Legal DescriptionLAKE SEMINOLE VILLAGE STAGE 3 LOT 17
Legal Range15E
Legal Township30S
Legal Section14
Legal SubdivisionLAKE SEMINOLE VILLAGE
Legal Tract48433
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3007
Census Tract25011

Owner

10494 98th St, a planned unit development, is owned and occupied by two individuals who bought it in January 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address10494 98TH ST, LARGO, FL 33773-4540
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2026 · Amount on File
Deed SaleJan 12, 2026 · Amount on File
Prior SaleJan 10, 1996 · Amount on File
Deed Document Number20267136
Deed Book / Page23418 / 836
Transfer Doc9433001316
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 12, 2026
Property Address10494 98TH ST, LARGO, FL 33773-4540
Document Number0234180836
Book / Page23418 / 836
Map ReferenceMB 89 PG 15&16
Instrument DateJan 8, 2026
Instrument2026007136
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySEMINOLE TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address331 ARBOR LN, GREEN BAY, WI 54301-1648

Transferred To (Grantee/Buyer)

NameVerified Name
Address10494 98TH ST, LARGO, FL 33773-4540

Mortgage

Document Number0023418838
DateJan 12, 2026
Instrument23418/838
Lender
NameJOSEPH CARUSILLO ETAL
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10494 98th St was $1,045.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,045.00$95,421$266,191 Building $266,191
2023$918.00 (-3.57%) Homeowner's exemption Widower's exemption$90,031 (+3%)$254,529 (+19.41%) Building $254,529
2022$952.00 Homeowner's exemption Widower's exemption$87,409$213,149 Building $213,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10494 98th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 231 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies231 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10494 98th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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