10470 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10470 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	1,035 sqft · built 1984
Owner	2 Individual Names on Record
Last Sale	$249,000 (Jul 2020)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Sep 2020 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-3761-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3761-4`
Alternative APNs	`14-30-15-48433-000-0190` `153014484330000190` `R152167`

Interior

Stories	1 Story
Building Area	1,035 sqft Heated Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Average
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152167
Old Parcel Number	153014484330000190
Street Address	10470 98TH ST
City	LARGO
State	FL
Zip	33773-4540
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LAKE SEMINOLE VILLAGE STAGE 3 LOT 19
Legal Range	15
Legal Township	30
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Lot Number	19
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3007
Census Tract	25011

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	10470 98TH ST, LARGO, FL 33773-4540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Correction Deed COASTLINE TITLE/PINELLAS LLC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PETER TROTT
Apr 18, 2019	Warranty Deed, Transfer TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE GUARANTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2020197071
Deed Book / Page	21061 / 1443
Record Updated	Jun 8, 2026

September 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 2, 2020
Property Address	10470 98TH ST, LARGO, FL 33773-4540
Document Number	0211501726
Book / Page	021150 / 001726
Instrument Date	Jul 1, 2020
Instrument	263432
Record Updated	Sep 11, 2020
Title Company	COASTLINE TITLE/PINELLAS LLC

Transaction

Amount	Amount Recorded
Tax	$1,743.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 98TH ST LARGO FL 337734540, LARGO, FL 33773-4540

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 1, 2020
Property Address	10470 98TH ST, LARGO, FL 33773-4540
Document Number	0210611443
Book / Page	021061 / 001443
Instrument Date	Jul 1, 2020
Instrument	197071
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	COASTLINE TITLE/PINELLAS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10470 98TH ST LARGO FL 337734540, LARGO, FL 33773-4540

Mortgage

Document Number	210611445
Date	Jul 1, 2020
Book Page	021061/001445
Instrument	197072

Lender

Name	PETER TROTT
Address	PO BOX 782, BAY PINES, FL 33744-0782
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 30, 2022

Interest

Rate	9%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 18, 2019
Property Address	10470 98TH ST, LARGO, FL 33773-4540
Document Number	0205051970
Book / Page	020505 / 001970
Instrument Date	Mar 26, 2019
Instrument	121799
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$1,329.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 98TH ST LARGO FL 337734540, LARGO, FL 33773-4540

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (+12.5%) Homeowner's exemption Veteran's exemption	$119,718 (+5.99%)	$225,646 (+4.73%) Building $225,646
2023	$1,320.00 (+4.18%) Homeowner's exemption Veteran's exemption	$112,955 (+3%)	$215,455 (+19.42%) Building $215,455
2022	$1,267.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$109,665	$180,418 Building $180,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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