Hamilton County property record for 10493 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1990 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2026) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0393-0197-00 |
| Primary APN | 590-0393-0197-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 2,884 sqft |
| 1st Floor Area | 1,189 sqft |
| Basement Area | 1,189 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Fiberglass |
| Lot Area | 14,113 sqft (0.324 acres) |
| Lot Dimensions | 170 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10493 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL ROAD 83 X 170 FT LOT 93 TIMBERWOODS SUB BL C PT 2 |
| Legal Subdivision | TIMBERWOODS SUB |
| Legal Block | C |
| Legal Lot Number | 93 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21509 |
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2724 JUPITER DR, FAIRFIELD, OH 45014-5042 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Dec 5, 2025 | Limited Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Dec 5, 2025 · Amount on Record |
| Deed Document Number | 202637109 |
| Deed Book / Page | 15666 / 58 |
| Prior Transfer Date | Feb 28, 2025 |
| Prior Transfer Doc | 0000048616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 14, 2026 |
| Property Address | 10493 MILL RD, CINCINNATI, OH 45240-3505 |
| Document Number | 0000037109 |
| Book / Page | 15666 / 58 |
| Instrument Date | May 5, 2026 |
| Instrument | 202637109 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2724 JUPITER DR, FAIRFIELD, OH 45014-5042 |
| Document Number | 0000037110, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202637110 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 5, 2025 |
| Property Address | 10493 MILL RD, CINCINNATI, OH 45240-3505 |
| Document Number | 0000095068 |
| Book / Page | 15556 / 805 |
| Map Reference | MB 278 PG 16&17 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025-0095068 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 10183 CASCADIA CREEK ST, LAS VEGAS, NV 89141-8786 |
| Investor | Possibly a Property Investor |
| Document Number | 0000095069 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025-0095069 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,116.00 (+6%) | $67,383 (+%) Land $12,709 Building $54,674 | $192,520 (-) Land $36,310 Building $156,210 |
| 2024 | $3,883.00 (+5.26%) | $67,381 (-) Land $12,708 Building $54,673 | |
| 2023 | $3,689.00 (-11.89%) | $67,381 (+22.27%) Land $12,708 Building $54,673 | $192,520 (+22.27%) Land $36,310 Building $156,210 |
| 2022 | $4,187.00 Homeowner's exemption | $55,108 Land $12,376 Building $42,732 | |
| 2020 | $157,450 Land $35,360 Building $122,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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