10491 Towns Ter, Lakeside, CA 92040 Property Records

San Diego County property record for 10491 Towns Ter, Lakeside, CA 92040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1975
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`379-120-43-00`

Property Details

APN / Parcel Number

Primary APN	`379-120-43-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Street Address	10491 TOWNS TER
City	LAKESIDE
State	CA
Zip	92040-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 4 TR PM19420
Legal Tract	1019420
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16901

Owner

Source: San Diego County records · APN 379-120-43-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Intrafamily Transfer, Transfer
Sep 12, 2022	Intrafamily Transfer, Transfer
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 08, 2022
Transfer Doc	0000361349
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2022
Property Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656
Document Number	0000361348
Map Reference	DOC 2004-0115889
Instrument Date	Sep 08, 2022
Instrument	2022-0361348
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 12, 2022
Property Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656
Document Number	0000361349
Map Reference	DOC 2004-0115889
Instrument Date	Sep 08, 2022
Instrument	2022-0361349
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113324
Date	Mar 29, 2019
Instrument	2019-0113324

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10491 TOWNS TER, LAKESIDE, CA 92040-1656
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451884
Date	Oct 09, 2019
Instrument	2019-0451884

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$80,037 (+2%) Land $32,614 Building $47,423
2025	$1,085.00 (+5.44%)	$78,469 (+4.04%) Land $31,975 Building $46,494
2023	$1,029.00 (+1.88%)	$75,425 Land $30,735 Building $44,690
2022	$1,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730169013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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