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10472 Towns Ter, Lakeside, CA 92040 Property Records

San Diego County property record for 10472 Towns Ter, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1988
Lot Size1.2 acres (52,272 sqft)
Owner2 Company Names on Record
Last Sale$230,000 (Oct 2005)
Tax Bill$5,923 (2025)
Deeds & MortgagesDec 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN379-120-40-00

Property Details

APN / Parcel Number

Primary APN379-120-40-00
Alternative APN
  • 3791202900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,700 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area52,272 sqft

Location & Zoning

Old Parcel Number3791202900
Street Address10472 TOWNS TER
CityLAKESIDE
StateCA
Zip92040-1656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPAR 1 TR PM19420
Legal SubdivisionPARCEL MAP NO 19420
Legal Tract1019420
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10472 TOWNS TER, LAKESIDE, CA 92040-1656
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2005 · Amount on Record
Deed SaleOct 27, 2005 · Amount on Record
Deed Document Number2005931113
Last Transfer DateNov 2, 2021
Transfer Doc0000860546
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 22, 2021
Property Address10472 TOWNS TER, LAKESIDE, CA 92040-1656
Document Number0000860546
Instrument DateNov 2, 2021
Instrument2021-0860546
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10472 TOWNS TER, LAKESIDE, CA 92040-1656

Mortgage

Document Number0000860547
DateDec 22, 2021
Instrument2021-0860547
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.66%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.66%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$501,453 (+2%) Land $320,591 Building $180,862
2025$5,923.00 (+5.35%) Homeowner's exemption$491,621 (+4.04%) Land $314,305 Building $177,316
2023$5,622.00 (+1.59%) Homeowner's exemption$472,533 Land $302,101 Building $170,432
2022$5,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims6 (1980–2024)
Most Recent ClaimFeb 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100

May also be available: AT&T, T-Mobile, Verizon.

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