San Diego County property record for 10491 del Rio Rd, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,310 sqft · built 1997 |
| Lot Size | 0.237 acres (10,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Sep 2018) |
| Tax Bill | $7,452 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-102-16-00 |
| Primary APN | 505-102-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,310 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,300 sqft (0.237 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10491 DEL RIO RD |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 75 TR 002246 |
| Legal Subdivision | MOUNT HELIX HIGHLANDS |
| Legal Tract | 002246 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13505 |
Source: San Diego County records · APN 505-102-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 SHADY LN, 30, EL CAJON, CA 92021-6431 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 14, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Aug 01, 2001 · Amount on Record |
| Deed Document Number | 2018383600 |
| Prior Transfer Date | Sep 07, 2018 |
| Prior Transfer Doc | 0000383601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000055934 |
|---|---|
| Date | Mar 06, 2024 |
| Instrument | 2024-0055934 |
| Name | EAST COUNTY SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | EL CAJON, CA 92021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000263158 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020-0263158 |
| Name | EAST COUNTY SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | EL CAJON, CA 92021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000106168 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 421 SHADY LN EL CAJON CA 920216429, EL CAJON, CA 92021-6429 |
| Document Number | 0000106168 |
|---|---|
| Date | Mar 02, 2020 |
| Instrument | 106168 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000120859 |
| Instrument Date | Apr 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 421 SHADY LN EL CAJON CA 920216429, EL CAJON, CA 92021-6429 |
| Document Number | 0000120859 |
|---|---|
| Date | Apr 04, 2019 |
| Instrument | 120859 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000221398 |
| Instrument Date | Apr 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 421 SHADY LN EL CAJON CA 920216429, EL CAJON, CA 92021-6429 |
| Document Number | 0000221398 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 221398 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000383601 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 383601 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 421 SHADY LN #30 EL CAJON CA 920216431, 30, EL CAJON, CA 92021-6431 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 10491 DEL RIO RD, SPRING VALLEY, CA 91978-1010 |
| Document Number | 0000383600 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 383600 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 421 SHADY LN #30 EL CAJON CA 920216431, 30, EL CAJON, CA 92021-6431 |
| Document Number | 383602 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 383602 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $580,287 (+2%) Land $369,791 Building $210,496 | |
| 2025 | $7,452.00 (+6.93%) | $568,910 (+4.04%) Land $362,541 Building $206,369 |
| 2023 | $6,969.00 (+1.51%) | $546,820 Land $348,464 Building $198,356 |
| 2022 | $6,865.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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