Geauga County property record for 10490 Flat Rock Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,738 sqft · built 1999 |
| Lot Size | 5.16 acres (224,770 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,072 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-176901 |
| Primary APN | 21-176901 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,738 sqft Living Area |
| 1st Floor Area | 2,138 sqft |
| Attic | Attic |
| Attic Area | 1,200 sqft |
| Basement Area | 2,138 sqft |
| Unfinished Basement | 2,138 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 224,770 sqft (5.16 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004476-2 |
|---|---|
| Street Address | 10490 FLAT ROCK DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L 5 RIVERSTONE WOODS SUB |
| Legal Subdivision | RIVERSTONE WOODS |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | MUNSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 310800 |
10490 Flat Rock Dr is owned by a company and is owner-occupied.
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10490 FLAT ROCK DR, CHARDON, OH 44024-8752 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 10490 FLAT ROCK DR, CHARDON, OH 44024-8752 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10490 FIAT ROCK DR, CHARDON, OH 44024-8752 |
| Document Number | 0021461511 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 2146/1511 |
| Instrument | 202200996483 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | CHARDON, OH 44024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10490 Flat Rock Dr was $8,072 with a homeowner's exemption, down 0.5% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Munson Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,072.00 (-0.49%) | $165,800 (-) Land $40,390 Building $125,410 | |
| 2024 | $8,112.00 (+5.65%) Homeowner's exemption | $165,800 (-) Land $40,390 Building $125,410 | |
| 2023 | $7,678.00 Homeowner's exemption | $165,800 (+35.81%) Land $40,390 Building $125,410 | $473,700 Land $115,400 Building $358,300 |
| 2022 | $122,080 Land $33,670 Building $88,410 | ||
| 2021 | $6,922.00 | ||
| 2020 | $348,800 Land $96,200 Building $252,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10490 Flat Rock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10490 Flat Rock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
5G and 4G LTE (outdoors only)
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