Geauga County property record for 10475 Flat Rock Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,692 sqft · built 2001 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jan 2001) |
| Tax Bill | $8,220 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-176899 |
| Primary APN | 21-176899 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 2,692 sqft |
| Attic | Attic |
| Attic Area | 2,032 sqft |
| Basement Area | 2,692 sqft |
| Unfinished Basement | 2,692 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 220,849 sqft (5.07 acres) |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004475-8 |
|---|---|
| Street Address | 10475 FLAT ROCK DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L 3 RIVERSTONE WOODS SUB |
| Legal Subdivision | RIVERSTONE WOODS |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | MUNSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 310800 |
Source: Geauga County assessment roll, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10475 FLAT ROCK DR, CHARDON, OH 44024-8752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2001 · Amount on Record |
| Deed Sale | Jan 30, 2001 · Amount on Record |
| Deed Document Number | 2001592596 |
| Deed Book / Page | 1338 / 355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 10475 FLAT ROCK DR, CHARDON, OH 44024-8752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 10475 FLAT ROCK DR, CHARDON, OH 44024-8752 |
| Document Number | 0021281124 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 2128/1124 |
| Instrument | 202100985108 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Munson Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,220.00 (-0.72%) | $179,030 (-) Land $39,830 Building $139,200 | |
| 2024 | $8,280.00 (+5.26%) Homeowner's exemption | $179,030 (-) Land $39,830 Building $139,200 | |
| 2023 | $7,866.00 (+13.33%) Homeowner's exemption | $179,030 (+36.51%) Land $39,830 Building $139,200 | $511,500 (+36.51%) Land $113,800 Building $397,700 |
| 2022 | $131,150 Land $33,180 Building $97,970 | ||
| 2021 | $6,941.00 | ||
| 2020 | $374,700 Land $94,800 Building $279,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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