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10490 Dunkirk Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10490 Dunkirk Rd, Spring Hill, FL 34608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,620 sqft · built 1988
Lot Size0.313 acres (13,637 sqft)
OwnerIndividual Name on File
Last Sale$339,000 (Nov 2023)
Tax Bill$4,464 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Aug 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5150-0946-0140

Property Details

APN / Parcel Number

Primary APNR32-323-17-5150-0946-0140
Alternative APNs
  • 00588689
  • 588689

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,343 sqft
1st Floor Area1,620 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,637 sqft (0.313 acres)
Lot Dimensions125 ft deep x 110 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchScreened Porch
Porch Area1,292 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00588689
Street Address10490 DUNKIRK RD
CitySPRING HILL
StateFL
Zip34608-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 15 BLK 946 LOT 14
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 15
Legal Block946
Legal Lot Number14
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1035
Census Tract41105

Owner

Source: Hernando County records · APN R32-323-17-5150-0946-0140

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 04, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST CHOICE HOMES LLC
Sep 16, 2022Warranty Deed, Transfer
COURTLAND TITLE SERVICES INC
Aug 10, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 30, 2020Loan Modification, Mortgage · Conventional with PMI
US BK
Apr 30, 2019Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleAug 04, 2023 · Amount on Record
Deed Document Number202374501
Deed Book / Page4367 / 891
Last Transfer DateDec 12, 2024
Transfer Doc0045020191
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 27, 2023
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number0043670891
Book / Page4367 / 891
Map ReferenceMB 9 PG 10-15
Instrument DateNov 14, 2023
Instrument2023074501
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyHOMELAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16823 US HIGHWAY 19, HUDSON, FL 34667-4318

Transferred To (Grantee/Buyer)

NameVerified Name
Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212

Mortgage

Document Number0043670892
DateNov 27, 2023
Book Page4367/892
Instrument2023074502
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 04, 2023
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number0043281128
Book / Page4328 / 1128
Map ReferenceMB 9 PG 10-15
Instrument DateJul 26, 2023
Instrument2023048983
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyHOME/LAND TITLE INC, HOME LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 BURTON DR, OSWEGO, NY 13126-6269

Transferred To (Grantee/Buyer)

NameVerified Name
Address16823 US HIGHWAY 19, HUDSON, FL 34667-4318
InvestorPossibly a Property Investor

Mortgage

Document Number0043281129
DateAug 04, 2023
Instrument4328/1129
Lender
Name1ST CHOICE HOMES LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 16, 2022
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number0042200987
Book / Page4220 / 987
Map ReferenceMB 9 PG 10-15
Instrument DateSep 08, 2022
Instrument2022069287
Transaction TypeTransfer
Record UpdatedOct 14, 2022
Title CompanyCOURTLAND TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3235 CATHOLIC CHURCH RD, 3235, CEDAR HILL, TN 37032-5512

Transferred To (Grantee/Buyer)

NameVerified Name
Address6456 E TAFT RD, EAST SYRACUSE, NY 13057-9643

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038730673
DateAug 10, 2020
Book Page3873/673
Instrument2020048217
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number0038730681
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10490 DUNKIRK RD SPRING HILL FL 346084212, SPRING HILL, FL 34608-4212

Mortgage

Document Number0038730681
DateAug 10, 2020
Book Page003873/000681
Instrument48220
Lender
NameUS BK
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 09, 2050
Interest
Rate3.87%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 30, 2019
Property Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number0036980043
Book / Page3698 / 0043
Map ReferenceMB 9 PG 10-15
Instrument DateApr 01, 2019
Instrument2019026324
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8A ASHBOURNE DR, 8A, MONROE TOWNSHIP, NJ 08831-5207

Transferred To (Grantee/Buyer)

NameVerified Name
Address10490 DUNKIRK RD, SPRING HILL, FL 34608-4212

Mortgage

Document Number0000369845
DateApr 30, 2019
Instrument3698/45
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,464.00 (+24.21%)$264,271 (+11.67%) Land $46,121 Building $218,150$264,271 (+11.67%) Land $46,121 Building $218,150
2023$236,653 (+56.01%) Land $63,752 Building $172,901
2022$3,594.00 Homeowner's exemption$151,691$236,653 Land $38,218 Building $198,435

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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