10478 Dunkirk Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10478 Dunkirk Rd, Spring Hill, FL 34608 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,684 sqft · built 2006
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Aug 2019)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0946-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0946-0120`
Alternative APNs	`00588661` `588661`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	3,161 sqft
1st Floor Area	2,264 sqft
Upper Floors Area	420 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00588661
Street Address	10478 DUNKIRK RD
City	SPRING HILL
State	FL
Zip	34608-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 946 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	946
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1035
Census Tract	41105

Owner

Source: Hernando County records · APN R32-323-17-5150-0946-0120

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10478 DUNKIRK RD, SPRING HILL, FL 34608-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	201951167
Deed Book / Page	3740 / 560
Prior Transfer Date	Aug 09, 2019
Prior Transfer Doc	0037400560
Record Updated	Jun 08, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 15, 2019
Property Address	10478 DUNKIRK RD, SPRING HILL, FL 34608-4212
Document Number	0037400560
Book / Page	3740 / 0560
Map Reference	MB 9 PG 10-15
Instrument Date	Aug 09, 2019
Instrument	2019051167
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 DUNKIRK RD, SPRING HILL, FL 34608-4212

Mortgage

Document Number	0003740562
Date	Aug 15, 2019
Instrument	3740/562

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+48.01%) Homeowner's exemption	$146,911 (+5.99%)	$376,377 (+2.11%) Land $37,500 Building $338,877
2023		$138,613 (+3%) Land $138,613
2022	$1,504.00 Homeowner's exemption	$134,576	$368,597 Land $31,000 Building $337,597

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530411051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Tillman Global Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.