1049 Walker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1049 Walker St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 748 sqft · built 1957
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Tax Bill$1,684 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-15-427-003

Property Details

APN / Parcel Number

Primary APN8913-15-427-003

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area748 sqft Living Area
1st Floor Area748 sqft
Basement Area748 sqft
Finished Basement400 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions123 ft deep x 51 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1049 WALKER ST
CityWATERLOO
StateIA
Zip50703-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITNEY ADDITION LOT 10
Legal Range13W
Legal Township89N
Legal Section15
Legal SubdivisionWHITNEY ADDITION
Legal Lot Number10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1045
Census Tract1600

Owner

Source: Black Hawk County records · APN 8913-15-427-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1049 WALKER ST, WATERLOO, IA 50703-2127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1049 WALKER ST, WATERLOO, IA 50703-2127
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1049 WALKER ST, WATERLOO, IA 50703-2127

Mortgage

Document Number202200011873
DateDec 06, 2021
Instrument202200011873
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 05, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 Homeowner's exemption$97,170 (+10.57%) Land $9,790 Building $87,380$97,170 (+10.57%) Land $9,790 Building $87,380
2024$1,684.00 (+23.28%)
2023$87,880 (+23.67%) Land $9,790 Building $78,090$87,880 (+23.67%) Land $9,790 Building $78,090
2022$1,366.00 Homeowner's exemption$71,060 Land $9,790 Building $61,270
2021$71,060 Land $9,790 Building $61,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130016001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims58 (1983–2016)
Claims Outside the SFHA17 of 58
Most Recent ClaimSep 2016, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1993 · 15 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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