1027 Walker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1027 Walker St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1939
Lot Size	0.257 acres (11,181 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2021)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-15-427-024`

Property Details

APN / Parcel Number

Primary APN	`8913-15-427-024`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	425 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,181 sqft (0.257 acres)
Lot Dimensions	123 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	576 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1027 WALKER ST
City	WATERLOO
State	IA
Zip	50703-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY ADDITION W 47.63 FT LOT 6 AND PART OF LOTS 5 & 6 COM AT PT IN N LINE LOT 5.6 FT W OF NE COR TH S 60 FT TH W 8 FT TH S
Legal Range	13W
Legal Township	89N
Legal Section	15
Legal Subdivision	WHITNEY ADDITION
Legal Lot Number	5,6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1045
Census Tract	1600

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 WALKER ST, WATERLOO, IA 50703-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Oct 7, 2020	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	20214186
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	0000007378
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 26, 2020
Property Address	1027 WALKER ST, WATERLOO, IA 50703-2127
Document Number	202100004186
Instrument Date	Jul 28, 2020
Instrument	202100004186
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 WALKER ST, WATERLOO, IA 50703-2127

Mortgage

Document Number	202100004187
Date	Aug 26, 2020
Instrument	202100004187

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 7, 2020
Property Address	1027 WALKER ST, WATERLOO, IA 50703-2127
Document Number	202100007378
Instrument Date	Jul 28, 2020
Instrument	202100007378
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$103.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 WALKER ST, WATERLOO, IA 50703-2127

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00	$96,590 (+11.33%) Land $17,700 Building $78,890	$96,590 (+11.33%) Land $17,700 Building $78,890
2024	$1,882.00 (+21.73%)
2023		$86,760 (+23.29%) Land $17,700 Building $69,060	$86,760 (+23.29%) Land $17,700 Building $69,060
2022	$1,546.00	$70,370 Land $17,700 Building $52,670
2021			$70,370 Land $17,700 Building $52,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	58 (1983–2016)
Claims Outside the SFHA	17 of 58
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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