1025 Main St, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 1025 Main St, Mount Desert, ME 04660 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Cape Cod
Year Built	Built 1920
Square Footage	720 sqft Living Area
Lot Size	22,632 sqft (0.52 acres)
Last Sale	$675,000 (2023)
Tax Bill	$1,839.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`MTDS M:010 L:153`
Alternative APN	`1063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	720 sqft Living Area
Gross Area	1,530 sqft Gross Area
1st Floor	524 sqft 1st Floor
Basement Area	392 sqft Basement
Unfinished Basement	392 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	22,632 sqft (0.52 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1063
Street Address	1025 MAIN ST
City	MOUNT DESERT
State	ME
Zip	04660
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	153
Jurisdiction	MOUNT DESERT ME
Minor Civil Division	MOUNT DESERT
Census Blockgroup	1
Census Block	1000
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records · APN MTDS M:010 L:153

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 STATE HIGHWAY 3, BAR HARBOR, ME 04609-7585
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Deed Doc Number	202312493
Deed Book / Page	7293 / 568
Record Refreshed	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MOUNT DESERT ME
Recording Date	Oct 16, 2023
Property Address	1025 MAIN ST, MOUNT DESERT, ME 04660
Document Number	0072930568
Book / Page	7293 / 568
Instrument Date	Sep 28, 2023
Instrument	2023012493
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 STATE HWY 3, HULLS COVE, ME 04644

Mortgage

Document Number	2023012494
Date	Oct 16, 2023
Instrument	2023012494

Lender

Name	BAR HARBOR SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$1,839.00 (-21.94%)	$232,500 (-8.21%) Land $151,200 Building $81,300
2024	$2,356.00 (+6.65%)	$253,300 (-) Land $126,000 Building $127,300
2023	$2,209.00 (+8.23%)	$253,300 (-0.24%) Land $126,000 Building $127,300
2022	$2,041.00	$253,900 Land $126,600 Building $127,300

Flood & Wildfire

1025 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hancock County (23009C), updated October 1, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 54th in Maine
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.