1049 Grandset Dr, Forest, VA 24551 Property Records

Bedford County property record for 1049 Grandset Dr, Forest, VA 24551 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Oct 2021)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99 25 5`

Property Details

APN / Parcel Number

Primary APN	`99 25 5`
Alternative APNs	`90510667` `440651`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	1049 GRANDSET DR
City	FOREST
State	VA
Zip	24551-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW COURSE PH 1 LT 5 PB 52/111
Legal Subdivision	GRANDVIEW COURSE PH 1
Legal Phase	1
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	30103

Owner

Source: Bedford County records · APN 99 25 5

Assessment roll updated August 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1049 GRANDSET DR, FOREST, VA 24551-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Oct 02, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK AND TRUST COMPANY
Nov 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage ESSEX BANK
Oct 05, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2021 · Amount on Record
Deed Sale	Oct 05, 2021 · Amount on Record
Deed Document Number	202114179
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Jun 01, 2026
Property Address	1049 GRANDSET DR, FOREST, VA 24551-2558
Document Number	0000004948
Instrument Date	May 26, 2026
Instrument	20264948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 GRANDSET DR, FOREST, VA 24551-2558

Mortgage

Document Number	0000004948,
Date	Jun 01, 2026
Instrument	20264948

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1049 GRANDSET DR, FOREST, VA 24551-2558
Transaction Type	Mortgage
Record Updated	Nov 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230008233
Date	Oct 02, 2023
Instrument	230008233

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1049 GRANDSET DR, FOREST, VA 24551-2558
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	RELIAN TITLE, RELIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180010691
Date	Nov 26, 2018
Instrument	180010691

Lender

Name	ESSEX BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 05, 2021
Property Address	1049 GRANDSET DR, FOREST, VA 24551-2558
Document Number	0210014179
Instrument Date	Oct 01, 2021
Instrument	210014179
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 GRANDSET DR, FOREST, VA 24551-2558

Mortgage

Document Number	0210014180
Date	Oct 05, 2021
Instrument	210014180

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,476.00	$360,200 (+1%) Land $60,000 Building $300,200
2023	$1,476.00 Additional exemption filed	$180,100	$360,200 Land $60,000 Building $300,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Shenandoah Telecommunications Company	Cable	1,200 / 50

May also be available at this address: Shenandoah Telecommunications Company, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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