1049 Garfield Ave, Aurora, IL 60506 Property Records

Kane County property record for 1049 Garfield Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,024 sqft · built 1927
Lot Size	0.134 acres (5,835 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-282-007`

Property Details

APN / Parcel Number

Primary APN	`15-20-282-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	3,194 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	5,835 sqft (0.134 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1049 GARFIELD AVE
City	AURORA
State	IL
Zip	60506-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW DOWNER PLACE ADD - LOT 13 EX NLY 42 FT IN BLK 12
Legal Subdivision	NEW DOWNER PLACE ADD
Legal Block	12
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4010
Census Tract	853900

Owner

Source: Kane County records · APN 15-20-282-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1049 GARFIELD AVE, AURORA, IL 60506-4827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2022
Deed Sale	Aug 23, 2022
Prior Sale	Jun 04, 2014 · Amount on Record
Deed Document Number	202242612
Prior Transfer Date	Aug 01, 2022
Prior Transfer Doc	0000042612
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 23, 2022
Property Address	1049 GARFIELD AVE, AURORA, IL 60506-4827
Document Number	0000042612
Instrument Date	Dec 01, 2021
Instrument	2022K042612
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1049 GARFIELD AVE, 1049, AURORA, IL 60506-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1049 GARFIELD AVE, AURORA, IL 60506-4827

Mortgage

Document Number	0000042613
Date	Aug 23, 2022
Instrument	2022K042613

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00 (+14.41%) Homeowner's exemption	$108,455 (+9.39%) Land $11,603 Building $96,852	$325,495 (+9.39%) Land $34,823 Building $290,672
2024		$99,145 (+24.44%) Land $10,607 Building $88,538	$297,554 (+24.49%) Land $31,834 Building $265,720
2022	$6,521.00 (+4.7%) Homeowner's exemption	$79,672 (+7.41%) Land $8,647 Building $71,025	$239,016 (+7.41%) Land $25,941 Building $213,075
2021	$6,228.00 Homeowner's exemption	$74,175 Land $8,050 Building $66,125	$222,525 Land $24,150 Building $198,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Benton Ridge Telephone Company, Metronet Holdings, T-Mobile USA.

Based on FCC filings for 593 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.