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1041 Garfield Ave, Aurora, IL 60506 Property Records

Kane County property record for 1041 Garfield Ave, Aurora, IL 60506 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,731 sqft · built 1927
Lot Size0.182 acres (7,935 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2021)
Tax Bill$7,212 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-20-282-009

Property Details

APN / Parcel Number

Primary APN15-20-282-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,731 sqft Living Area
Gross Area2,958 sqft
Basement Area849 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Construction TypeFrame
Lot Area7,935 sqft (0.182 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1041 GARFIELD AVE
CityAURORA
StateIL
Zip60506-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW DOWNER PLACE ADDN ELY 5 FT LOT 14 & WLY 40 FT LOT 15 BLK12
Legal SubdivisionNEW DOWNER PLACE ADDN
Legal Block12
Legal Lot Number14,15
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group4
Census Block4010
Census Tract853900

Owner

Source: Kane County records · APN 15-20-282-009

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1041 GARFIELD AVE, AURORA, IL 60506-4827
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
OLD SECOND NATIONAL BANK
Apr 13, 2020Deed of Trust, Mortgage · Line of Credit
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleFeb 24, 2004 · Amount on Record
Deed Document Number202163310
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 18, 2021
Property Address1041 GARFIELD AVE, AURORA, IL 60506-4827
Document Number0000063310
Instrument DateAug 04, 2021
Instrument2021K063310
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1059 SYMPHONY DR, AURORA, IL 60504-5555

Mortgage

Document Number0000063311
DateAug 18, 2021
Instrument2021K063311
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 01, 2051

Mortgage

Document Number0000063312
DateAug 18, 2021
Instrument2021K063312
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60620
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1041 GARFIELD AVE, AURORA, IL 60506-4827
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009919
DateFeb 22, 2017
Instrument2017K009919
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMar 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Max Rate5.75%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1041 GARFIELD AVE, AURORA, IL 60506-4827
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018245
DateApr 13, 2020
Instrument2020K018245
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,212.00 (+12.65%) Homeowner's exemption$105,110 (+9.39%) Land $16,957 Building $88,153$315,456 (+9.39%) Land $50,891 Building $264,565
2024$96,087 (+22.66%) Land $15,501 Building $80,586$288,376 (+22.71%) Land $46,522 Building $241,855
2022$6,402.00 (+13.15%) Homeowner's exemption$78,333 (+7.41%) Land $12,637 Building $65,696$234,999 (+7.41%) Land $37,911 Building $197,088
2021$5,658.00 Homeowner's exemption$72,929 Land $11,765 Building $61,164$218,787 Land $35,295 Building $183,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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